Quick Summary
ATMs are everywhere in Korea — in banks, convenience stores, airports and subway stations — but not every machine accepts foreign cards. Look for a 'Global ATM' or 'International Card' sign and you'll be fine.
Key takeaways
- ATMs are found in banks, convenience stores, airports and subway stations.
- Many convenience stores provide ATMs with cash withdrawal and international card support, which is especially useful during emergencies.
- Not all ATMs support foreign cards — look for 'Global ATM' or 'International Card' signage, especially late at night, on weekends, or when banks are closed.
- Common accepted cards include Visa, Mastercard, JCB and UnionPay, though some smaller businesses and machines may not accept every card type.
- Using an ATM is simple: insert card, select language, choose withdrawal, enter amount, receive cash.
- Protect your PIN and watch for ATM skimmers — check your card after every payment and keep your receipts.
Why It Matters
Without a working payment method, transportation, shopping and restaurants all become difficult. ATMs are your backup for cash when a card is declined, when a shop is cash-only, or when you simply need won in hand.
Convenience stores fill the gap when banks are closed
Many foreigners use convenience store ATMs at night, on weekends and in emergencies, since not every bank branch is open around the clock.
Cards can be declined
Overseas transaction blocks, bank security systems, unsupported card types or temporary network issues can all cause a card to fail — an ATM withdrawal is a reliable fallback.
Cash still matters for some situations
Small street vendors, traditional markets and emergency situations often call for cash that only an ATM withdrawal can provide.
Step-by-Step Guide
- 01
1. Insert your card
Insert your card into the ATM to begin.
- 02
2. Select your language
Choose English (or another supported language) from the ATM's language screen.
- 03
3. Choose withdrawal
Select the withdrawal option from the ATM menu.
- 04
4. Enter the amount
Enter how much Korean won you want to withdraw.
- 05
5. Receive your cash
Take your cash, your card and your receipt from the machine.
- 06
6. If you need cash urgently
Find the nearest Global ATM, withdraw what you need, and keep a backup payment method ready in case the machine or card doesn't work.
Important Tips
Bring two cards
Carrying a main card and a backup card reduces payment problems if one is declined or lost.
Convenience stores work when banks are closed
CU, GS25, 7-Eleven and similar stores often have ATMs that support international cards late at night and on weekends.
Check ATM fees
Fees vary by machine and by your home bank, so check before you withdraw.
Save your bank's emergency number
Keep your bank's emergency contact saved in case your card is declined, lost or stolen.
Watch for ATM skimmers
Inspect the card slot and cover your PIN when entering it.
Use the airport ATM if needed
Airport ATMs are a reliable option if you land without cash.
Carry emergency cash
A small cash reserve helps if an ATM or card fails when you need it most.
Common Mistakes
Don't
Bringing no cash at all.
Do
Carry a small amount of emergency cash in case a card or ATM doesn't work.
Don't
Using only one card.
Do
Bring two cards — a main card and a backup — to reduce payment problems.
Don't
Not checking ATM fees before withdrawing.
Do
Check the fee shown on screen before confirming your withdrawal.
Don't
Having no backup payment method.
Do
Keep a backup card and some emergency cash prepared, as experienced travelers do.
Don't
Assuming every ATM accepts foreign cards.
Do
Look for 'Global ATM' or 'International Card' signage before inserting your card.
Frequently Asked Questions
Can I withdraw money from ATMs in Korea?+
Yes, many international cards work at Korean ATMs, especially those marked 'Global ATM' or 'International Card'.
Where can I find ATMs in Korea?+
In banks, convenience stores, airports and subway stations.
What if my card is declined at an ATM?+
Try another card, use cash, or contact your bank — reasons can include overseas transaction blocks, bank security systems, unsupported card types, or temporary network issues.
How do I use a Korean ATM?+
Insert your card, select your language, choose withdrawal, enter the amount, and receive your cash.
How do I ask where the ATM is in Korean?+
You can ask 'ATM 어디예요?' (Where is the ATM?).
Official Resources
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